The Best What Is Public Liability Insurance References. Web public liability insurance is a type of business insurance that protects companies against compensation and damage claims from accidents and injuries which happen in relation to business operations. If something happens at work that results in injury to a customer, a member of the public or damage to someone’s property.

The cover level is the maximum amount your insurer will pay out in the event of a claim. This would account for tax and. This could be a client, customer, supplier or passerby.